The Points Tool You've Always Wanted

We Rank Cards Based
on Dollar Values

Point values vary a lot. But you'll know clearly how much each point is worth based on your priorities.

We Organize Your
Card Portfolio

We'll only recommend cards that you don't have — and cards that fit your goals. We'll also suggest changing cards you've outgrown. Personalized card recommendations.

We Organize your Card Portfolio

We Keep Track of
Approval Rules for You

We'll warn you on which rules you've tripped (or are about to trip). Then we'll coach you on how best to go forward while maximizing your points.

Click the answers to just 5 questions and get personalized results

How well do you know the credit card points game?
Relative Beginner Intermediate Advanced

Breaking Points See All Breaking Points »

Check out the latest points-collecting news bits.

December 12, 2025

Chase Freedom Unlimited

Chase Freedom Unlimited is offering 30,000 points after spending $500 in 3 months with no annual fee.. That's up 10,000 points over their standard offer of 20,000 after spending $500 in 3 months.

December 4, 2025

Citi American Airlines AAdvantage Executive

Citi American Airlines AAdvantage Executive is offering 100,000 points after spending $10,000 in 3 months with a $595 annual fee.. That's up 25,000 points over their standard offer of 75,000 after spending $7500 in 3 months

November 24, 2025

Chase Ink Business Preferred

Chase Ink Business Preferred is offering 100,000 points after spending $8000 in 3 months with a $95 annual fee.. That's up 10,000 points over their standard offer of 90,000 after spending $8000 in 3 months.

November 13, 2025

Capital One Venture X

Capital One Venture X is offering 100,000 points after spending $10000 in 6 months with a $395 annual fee.. That's up 25,000 points over their standard offer of 75,000 after spending $4000 in 3 months.

Points Navigator Gives You Unique Insights Because

We Don't Take Money We Don't Take Money
From the Banks

So we recommend the cards that are best for you, not for us

When there is a change, we update everything When There is a Change,
We Update Everything

So you will never see the warning, "SOME things in this article are not true"

Our advice is personalized Our Advice is
Personalized

So you don't have to weed through cards you already have — or that don't fit your preferences

We rank and automate everything We Rank &
Automate Everything

So you'll know what card is best, & we'll keep track of rules & annual fees for you

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